2 Feb

litigation and damages for lenders bad acts

How to request creditor for debt verification

Debt validation works only with collection agencies and not the original creditor. The only way you can make your original creditor verify your debt is by telling him that you’ll sue his company for defamation if he cannot prove that you are actually late on payments or even that you are on the debt account. This is when you need to use debt verification letters. A sample debt verification letter (verification of debt letter) is given below.

Company Name
Company Address

Collector’s Name
Collector’s Address


Dear Sir/Madam,
Re: Account Number

This letter is to dispute the account referenced above. I have already disputed this information with the credit bureaus .

I have contacted you previously regarding this account, and you have not responded to me. If you cannot verify this information pursuant to the FCRA, and it continues to appear on…

View original post 67 more words

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )


Connecting to %s

%d bloggers like this: