Challenge Your Lender… Now!

13 Dec

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Do you want to hold your lender responsible for their illegal actions?

Challenge Your Lender… Now!


My name is Timothy McCandless, and I’m here to tell you what most banks and mortgage loan servicers don’t want you to know: More than 65 million homes in the US may not be subject to foreclosure after all, and your home is very likely one of the “safe” homes. The reason these homes are not technically subject to foreclosure is because the lenders, mortgage companies, mortgage servicers, and title companies broke the law throughout the process of managing your loan, both at the inception of your loan and throughout the life of the loan. Because of their fraudulent actions, they are unable to produce a title for, or show ownership of, your property. This causes what we call a “defect of title”, and legally prohibits your lender or servicer from foreclosing, regardless of whether or not your loan is current.

This situation is all over the news, and now, starting today, you can learn how to protect yourself from unlawful foreclosure.


Most Mortgage Assignments are Illegal

In a major ruling in the Massachusetts Supreme Court today, US Bank National Association and Wells Fargo lost the “Ibanez case”, meaning that they don’t have standing to foreclose due to improper mortgage assignment. The ruling is likely to send shock waves through the entire judicial system, and seriously raise the stakes on foreclosure fraud. Bank stocks plummeted after this ruling. These assignments are what people need to challenge in their own mortgages.

I am prepared to show you the most amazing information on how you can actually Challenge Your Lender. Once you opt in for our free ebook (just enter your email address above and to the right), you’ll get immediate access to our first, very informative webinar, as well as to our free ebook. You’ll learn more about the Challenge Your Lender program, and more importantly, how the US mortgage system is rigged to take advantage of you and how to can fight back. My program will show you exactly how to get a copy of your loan documents that your lender or loan servicer currently has in their possession, and then how to begin examining these documents to learn more about how your lender, as well as other parties involved, has used your name and credit to make millions of dollars. Analyzing your loan documents is a crucial first step in beginning the Challenge Your Lender process.

Save your home from foreclosure

The information that you will be receiving in my free material and webinar will further your knowledge on what most lenders are doing to homeowners, and how you can save yourself from foreclosure. You will have the opportunity to acquire a free copy of my Challenge Your Lender workbook and learn how to begin building the paper trail that you will need to defend yourself and to prove the wrongdoings of your lender and loan servicer. Once you go through the workbook and listen in on the free webinar, you will be on top of your Challenge and ready to begin the program.

The Challenge Your Lender program will help put you in a position of power and control over your loan, and will allow you to decide what you would like to do with your property. This leverage will be advantageous when you begin negotiating your foreclosure. Most importantly, your lender or loan servicer should not be able to foreclose on you once you notify them that you have identified fraudulent activity. My program is your first step in saving your property from foreclosure.

Don’t wait – opt in today. Every day counts in the battle against your lender.

Best regards,

5 Responses to “Challenge Your Lender… Now!”

  1. Vickie Barker December 13, 2011 at 7:46 am #

    Hello Tim, I first want to thank you for all the great information and posts that have kept me going for nearly 2 years. You have one of the most informative and up to date blogs of any I’ve seen.

    Although we did not save our farm of over 100 years, your information appears to be right on according to the actual laws in this state of California. Unfortunately it seems our local judicial system is still under the rule of big banks and accommodating their illegal actions through the local courts.

    I am linking your information and this wonderful piece from Jeff Thigpen in hopes it is not too late to help other homeowners in the area at my site.

    My task at hand appears to be educating the local court system with the laws that govern property and the transfer of that property, unclean hands of the banksters, the premeditated fraud scheme perpetrated on the American people and how to coordinate local investigations to help others.

    I know, sounds like too much to attempt at times, but as the curtain is pulled back on this enormous scheme which has evicted millions from their homes, leaving banks with defaulted papers to which they collect sometimes triple their money through bailouts etc, it is time the American people face the Truth. Maybe now Justice can truly be served and we can make the world a better place.

    In the Spirit of Common Sense,

    Vickie Barker

  2. Joan December 13, 2011 at 10:22 am #

    I already receive your updated posts. Is this a different blog that I must somehow opt in to get? If so, how do I opt in?

  3. Jim December 13, 2011 at 11:59 am #

    Re” Your email, “Challenge the Lender”, I don’t see a box (just enter your email address above and to the right) to enter my email address to get the book and follow-ups. Please advise. Thanks.

  4. Rumio Sato December 13, 2011 at 3:22 pm #

    In Southern California, Judges are on Bank’s side.
    What good information do when our judicial system is working for banks?
    People are losing their homes even they file a law suit against banks.

  5. Rhonda December 13, 2011 at 10:08 pm #

    I would love to take advantage of this opportunity. I am currently fighting foreclosure in Memphis TN & have been unable to find an attorney to represent me. Rumor has it that their all scared. Im having trouble finding local cases & applicable TN laws. I feel this information would be very helpful to me but was unable to sign up for it.

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