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Home Front: California agency looks at ways to stem defaults ShareThis

Upstairs in Sacramento’s fashionable Senator Office Building, three full-time staffers and a steering committee of 12 are hurriedly crafting solutions to the raging mortgage crisis that neither banks nor the federal government has been able to stop. Read more…

Fighting for Mortgage Reform

http://www.youtube.com/v/PNU6WCSMPV0&hl=en&fs=1&

(Sacramento) One California state lawmaker is fighting to reverse the mortgage meltdown. State Assemblymember Ted Lieu (D-Torrance) says its time for financial institutions that have been bailed out by taxpayer dollars to do more to keep struggling homeowners in their homes. A new law authored by Assemblymember Lieu will force lenders to run a comprehensive loan modification program or face a 90 day foreclosure moratorium. And, Lieu says, his California Foreclosure Prevention Act is just the first step so hes introduced new legislation that will end some of the worst practices of the subprime loan industry. Heres more in this Assembly Web Report.

Foreclosure Relief Bill Headed to Governor’s Desk

http://www.youtube.com/v/XExe0-jcnGA&hl=en&fs=1&rel=0

(Sacramento) – Legislation by Assembly Speaker Karen Bass (D-Los Angeles) and Senate President pro Tem Don Perata (D-Oakland) providing immediate relief to homeowners caught in the mortgage crisis is on its way to the Governor’s desk. As we learn in this Assembly Web Report, SB 1137 would require lenders to contact property owners to attempt to avoid foreclosure, provide tenants additional time to move from a foreclosed property and mandate maintenance of foreclosed properties to diminish the impact on the value of neighboring homes. The legislation is an urgency measure, meaning it will become law once the Governor signs it.

Fixing the Foreclosure Crisis

http://www.youtube.com/v/rF8VKe_vK3g&hl=en&rel=0

(Sacramento) – As the mortgage meltdown in America continues to cause stress and strain for thousands of families, Assembly Democrats in the California State Legislature are working to reform the mortgage industry, hoping the proposed regulations will mitigate the financial pain. Led by Assembly Speaker Karen Bass (D-Los Angeles) and Assemblymember Ted Lieu (D-Torrance), Assembly Democrats have crafted a package of legislation designed to change the way home loans are prepared and implemented. Here’s more on the Assembly Democrat’s mortgage crisis relief and reform package in this Assembly Web Report.

Assemblymember Caballero Helping Constituents With Mortgage Crisis Issues

http://www.youtube.com/v/R5pLho83XKw&rel=1

(Sacramento) – The sub-prime mortgage crisis continues to ravage families throughout California and the nation. Assemblymember Anna Caballero (D-Salinas) says in 2007 home foreclosures skyrocketed in her 28th Assembly District that includes portions of Monterey, San Benito , Santa Clara and Santa Cruz counties. A package of Democratic measures to relieve some of the problems in the mortgage industry continues to move forward in the Assembly. As we learn in this Assembly Web Report, Assemblywoman Caballero is bringing helpful information directly to her constituents by hosting mortgage crisis forums throughout her district.

Assembly Democrats Take Action to Relieve Sub-prime Mortgage Crisis

http://www.youtube.com/v/QaooIYl2hd4&rel=1

(Sacramento) – As the sub-prime mortgage crisis continues to ravage families throughout the state and the nation Assembly Democrats are moving forward with legislation to help consumers who are in danger of losing their homes. Yesterday afternoon the Assembly Committee on Banking and Finance approved legislation from Assemblymembers Ted Lieu, Karen Bass and Alberto Torrico that will require lenders to report how they’re helping consumers who face possible foreclosure, that will keep “foreclosure consultants” from using predatory methods to take advantage of homeowners and that will require lenders to provide more and better notifications to homeowners of expected mortgage payment hikes.

Assembly Democrats on Mortgage Crisis

http://www.youtube.com/v/xHol_uxp1LQ&rel=0

(Sacramento) — Assembly Democrats, led by Speaker of the Assembly Fabian Núñez, are calling for a special legislative session to address the growing foreclosure crisis. The Speaker and the Assembly Democrats have introduced a package of bills designed to stem the rising tide of foreclosures and keep the problem from happening again in the future. As we learn in this Assembly Web Report the Center for Responsible Lending says nearly 180,000 California homes will be lost to foreclosure from the 826,900 sub-prime loans made in 2005-2006 alone. Thousands of families are suffering and California could lose nearly $3 billion in property tax revenue.

Stockton Foreclosure Rates Worst in Nation

http://mfile.akamai.com/14081/wmv/vod.ibsys.com/2007/1115/14600265.200k.asx

Stockton has the worst foreclosure rates in the nation for the third quarter of this year and Sacramento is not far behind.

Lawmakers Look for Foreclosure Fixes

http://mfile.akamai.com/14081/wmv/vod.ibsys.com/2007/1102/14498802.200k.asx

Part of the government’s new program encourages people to get help before they’re too deep in debt….Nov 02, 2007

Modesto Leads in Foreclosures Nationwide

http://mfile.akamai.com/14081/wmv/vod.ibsys.com/2007/0919/14145823.200k.asx

The sub prime lending mess created a housing bubble in the Sacramento Valley. In August, Modesto had more foreclosures than any other city in the nation….Sep 18, 2007

Bush Announces Initiatives for Mortgage Crisis

http://mfile.akamai.com/14081/wmv/vod.ibsys.com/2007/0831/14024625.200k.asx

President Bush announces several initiatives to address the escalating mortgage crisis and help homeowners who are facing foreclosure….Aug 31, 2007

All Stories on KCRA.com with Foreclosure in the heading

http://www.youtube.com/v/ge5mx3cyNLM&rel=0

Speaker Fabian Núñez on the Home Mortgage Crisis – part 1

http://www.youtube.com/v/t9kRZZxFkzI&rel=0

Speaker Fabian Núñez on the Home Mortgage Crisis – part 2

http://www.youtube.com/v/n1nQgiqHy44&rel=0

Speaker Fabian Núñez on the Home Mortgage Crisis – part 3

http://video.google.com/googleplayer.swf?docId=-6796823761430488459&hl=en

Assembly Banking and Finance Committee Chair Ted Lieu on the Home Mortgage Crisis

http://video.google.com/googleplayer.swf?docId=4566431094117868557&hl=en

Assembly Banking and Finance Committee Chair Ted Lieu on the Home Mortgage Crisis (part 2)

http://video.google.com/googleplayer.swf?docId=6265790924257265530&hl=en

Assemblymember Kevin de León on the Home Mortgage Crisis

http://video.google.com/googleplayer.swf?docId=-5026681319705120773&hl=en

Assembly Labor and Employment Committee Chair Sandré Swanson on the Home Mortgage Crisis

http://video.google.com/googleplayer.swf?docId=6654387921883820208&hl=en

Assembly Judiciary Committee Chair Dave Jones on the Home Mortgage Crisis

http://video.google.com/googleplayer.swf?docId=-9170833597049132957&hl=en

Assemblymember Kevin de León on the Home Mortgage Crisis (In Spanish)

http://video.google.com/googleplayer.swf?docId=7005864128976048040&hl=en

Assemblymember Kevin de León on the Home Mortgage Crisis – (part 2) (In Spanish)

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Categories I Have a Plan

Comercial modification Chapter 11 Workouts

Stern v. Marshall, 131 S.Ct. 2594 (2011)
U.S. Supreme Court Dramatically Curtails Bankruptcy Courts’ Powers Decision casts doubt on certain judgments entered against debtors in bankruptcy court Financial Restructuring and Bankruptcy Department Alert September 2011 The United States Supreme Court recently narrowed the scope of the authority … Continue reading →
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Untitled
Originally posted on Serving California only 949-388-7779 & 925-957-9797: http://www.facebook.com/pages/California-Justice-Foundation/170293853045518?ref=hl# CLICK IT
timothymccandless
How does a Lis Pendens affect California Real Property?
I see questions all the time about Lis Pendens in online Real Estate discussion forums all the time. Before diving into the information below please understand the following. This information pertains to California Real Estate Law. This information was obtained … Continue reading →
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California Chapter 11 Bankruptcy Law
California Chapter 11 Bankruptcy Law California businesses have a couple of options to deal with dire financial conditions, and filing for a Chapter 11 bankruptcy can be an attractive option. However, it can be a bit complex, and to be … Continue reading →
timothymccandless
How Creditors Get Paid Under a Chapter 11 Plan
Obviously, the debtor doesn’t have sufficient ready funds to pay all creditors at the time of filing. Instead, an approved plan relies on future business earnings and profits to address creditor debts. The debt claims are prioritized with taxes owed … Continue reading →
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Don’t Declare Bankruptcy Before You Need To
Today, many people are deciding to declare bankruptcy. With so many people being laid off, a lot of people are deciding to file for bankruptcy but you need to realize that it is not for everyone. There are other ways … Continue reading →
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Delaware Bankruptcy Litigation: Trustee in Opus South Bankruptcy Files Preference Actions
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Delaware Bankruptcy Litigation: Trustee in Opus South Bankruptcy Files Preference Actions
timothymccandless
Calculating the Preference Period:
Effective Date of the Trasfer and the Inapplicability of Federal Rule of Bankruptcy Procedure 9006(a) to the Trustee's Avoidance Powers By Richard Ruszat A threshold issue to preference litigation is the determination of whether a transfer occurred within the applicable … Continue reading →
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Workout Experts for Financially Distressed Companies The The McCandless Law Firm
Workout Experts for Financially Distressed Companies The The McCandless Law Firm is among Northern California’s most experienced workout specialists for creditors, boards, investors and executive management of financially distressed companies. Workouts include managed, out-of-court business terminations as well as an … Continue reading →
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FORECLOSURE FRAUD | by DinSFLA

Bayview Loan Servicing, LLC v. Pierce | HAWAII ICA – general issue of material fact as to whether Bank of New York had standing at the time of this foreclosure action was commenced April 24, 2018
CAAP-16-0000584sdo by DinSFLA on Scribd © 2010-17 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Bureau of Consumer Financial Protection Announces Settlement With Wells Fargo For Auto-Loan Administration and Mortgage Practices April 23, 2018
WASHINGTON, D.C. — Today the Bureau of Consumer Financial Protection (Bureau) announced a settlement with Wells Fargo Bank, N.A. in a coordinated action with the Office of the Comptroller of the Currency (OCC). As described in the consent order, the Bureau found that Wells Fargo violated the Consumer Financial Protection Act (CFPA) in the way it […] […]
Wells Fargo Needs An Extension To Meet OCC Consent Order April 23, 2018
PYMNTS- Wells Fargo, the embattled bank, is gearing up to ask the Office of the Comptroller of the Currency for an extension to a deadline to meet an enforcement action that has to do with anti-money laundering controls at the bank. The Wall Street Journal, citing people familiar with the matter, reported the bank’s wholesale […]
TFH 4/22 | Foreclosure Workshop #56: HSBC Bank v. Moore — Determining What Is Required In Court To Prove the Legal Right To Foreclose in Your State April 23, 2018
COMING TO YOU LIVE DIRECTLY FROM THE DUBIN LAW OFFICES AT HARBOR COURT, DOWNTOWN HONOLULU, HAWAII LISTEN TO KHVH-AM (830 ON THE AM RADIO DIAL) ALSO AVAILABLE ON KHVH-AM ON THE iHEART APP ON THE INTERNET . Sunday – April 22, 2018 . ——————— Foreclosure Workshop #56: HSBC Bank v. Moore — Determining What Is […]
HSBC Bank USA v. Moore | Hawaii ICA – Dubin Law Offices annihilates HSBC in this awesome order- “Qualified Witness” FAIL! “Assignment of Mortgage” FAIL! “Possession of Note” FAIL! “Allonge to Note” FAIL! — VACATED AND REMANDED April 21, 2018
CAAP-17-0000478mop by DinSFLA on Scribd © 2010-17 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.
Wells Fargo nears $1 billion settlement for loan abuses April 20, 2018
Reuters- Wells Fargo & Co (WFC.N) is close to settling a record fine of $1 billion imposed by two U.S. regulators for its risk management business, a source familiar with the matter told Reuters on Thursday. Last week, the U.S. Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC) […]
Foreclosure starts rise as moratoria in Texas and Florida end April 19, 2018
National Mortgage News- March’s increase in foreclosure starts was a direct result of the end of the moratorium for borrowers affected by Hurricanes Harvey and Irma, Black Knight said. There were 52,100 foreclosure starts in March, up 11.56% over February’s 46,700. Florida and Texas were responsible for two-thirds of that increase, Black Knight said in its m […]
Wells Fargo fired whistleblower for complaints about incentives to mislead: lawsuit April 19, 2018
East Bay Times- The former head of beleaguered San Francisco-based bank Wells Fargo’s foreign exchange group claims he was fired weeks before he was to tell federal regulators about incentives that encouraged employees to “make false and misleading representations to customers, to engage in abusive sales practices, and to enrich themselves at the expense of […]
HSBC BANK USA, NATIONAL ASSOCIATION v. BUSET | Florida’s Third District Court of Appeal Rejects Trial Court’s Findings on Borrowers’ Defenses, Including “Unclean Hands,” and Reverses Involuntary Dismissal in Foreclosure Action April 18, 2018
Lexology- A unanimous three-judge panel for Florida’s Third District Court of Appeal recently issued an opinion that will have a significant impact on the scope of certain defenses that are routinely asserted by defense counsel in foreclosure litigation. The case, HSBC Bank USA, National Association v. Buset, No. 3D16-1383, 2018 WL 735265 (Fla. 3d DCA Feb. [ […]
Foreclosure hangover: How the 2008 crisis created a new class of renter April 18, 2018
The Mercury News- For decades, the single-family house surrounded by a white picket fence has symbolized the American dream of home ownership. But these days those picture-perfect homes increasingly are occupied by renters, not owners — a new trend with roots in the foreclosure crisis 10 years earlier, according to a recent study by UC […]
Deutsche Bank National Trust Co. v. Wuensch | WI Supreme Court Upholds Foreclosure Judgment, Bank “Possessed” the Note April 17, 2018
WisBar News- The Wisconsin Supreme Court has ruled (5-2) that an attorney’s presentment of an original note secured by a mortgage in court was enough to establish that the bank was entitled to judgment of foreclosure based on “possession” of the note. That is, in Deutsche Bank National Trust Co. v. Wuensch, 2018 WI 35 (April […]
Wells Fargo says it faces a $1 billion penalty for its mortgage and auto business misdeeds April 16, 2018
Pittsburgh-Post Gazette- Wells Fargo said Friday that it faces a potential $1 billion in fines to resolve government investigations into the megabank’s behavior in the auto and mortgage markets. The bank has acknowledged that it charged thousands of customers for auto insurance they didn’t need, driving some to default on their loans and lose their […] […]
TFH 4/15/18 | What Every Homeowner Needs To Know To Survive Foreclosure About the Hidden Distinction Between Structure Versus Function in Legal Analysis — Plus Announcing a New Partnership Between the National Consumer Law Center Publications and The Foreclosure Hour April 15, 2018
COMING TO YOU LIVE DIRECTLY FROM THE DUBIN LAW OFFICES AT HARBOR COURT, DOWNTOWN HONOLULU, HAWAII LISTEN TO KHVH-AM (830 ON THE AM RADIO DIAL) ALSO AVAILABLE ON KHVH-AM ON THE iHEART APP ON THE INTERNET . Sunday – April 15, 2018 . ——————— What Every Homeowner Needs To Know To Survive Foreclosure About the […]
Senate Passes Bill To Deregulate Banks With Democrats’ Help April 13, 2018
Small banks, big banks and even credit monitoring companies like Equifax score with this legislation. HUFFPO- The Senate on Wednesday passed a bill so friendly to banks that even a Republican worried it goes too far. By a vote of 67-to-31, the Senate passed the Economic Growth, Regulatory Relief, and Consumer Protection Act, which is aimed at […] […]
Wells Fargo could face another record fine April 13, 2018
CBS NEWS- Wells Fargo (WFC) is in talks with the Consumer Financial Protection Bureau regarding penalties running into the hundreds millions of dollars, or possibly higher, for mortgage-lending and auto-insurance abuses, according to reporting from Reuters. The San Francisco bank’s troubles are long-running, likely to continue — and certain to be a hot topic […]
Atlas Consumer Law Secures $3,582,000 jury verdict obtained by Monette Saccameno, a resident of Cook County Illinois, and against Ocwen Loan Servicing LLC, a national mortgage loan servicer April 12, 2018
(MENAFN Editorial) LOMBARD, Ill., April 11, 2018 /PRNewswire/ –Monette Saccameno secured a jury verdict against Ocwen Loan Servicing LLC (Ocwen), a national mortgage loan servicer for its breach of contract, breach of fiduciary duty, violations of the Real Estate Settlement Procedures Act (RESPA), violations of the Fair Debt Collection Practices Act (FDCPA), […]

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Opening Statements Manantan V Wells Fargo timothymccandless.wordpress.com/2018/02/23/ope… via @mccandlesslaw 2 months ago
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Wells Fargo says we don’t dual track you just never really applied for a modification 7944 pages later it was not… timothymccandless.wordpress.com/2017/11/21/wel… 5 months ago
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Court Rejected Ditech’s Defense to Discharge Violation in Which It Claimed Computer Generated Statements Sent to… timothymccandless.wordpress.com/2017/05/03/cou… 11 months ago
Remic and Viod assignment timothymccandless.wordpress.com/2017/02/03/rem… 1 year ago
Judicial Notice, A Misunderstood Tool timothymccandless.wordpress.com/2017/01/16/jud… 1 year ago
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State court information regarding Bankruptcy rulings timothymccandless.wordpress.com/2016/10/19/sta… 1 year ago
A new look at Munger and damages where there is no Equity timothymccandless.wordpress.com/2016/10/17/a-n… 1 year ago

Niel Garfield and the national story

JUDICIAL NOTICE IS BEING USED AS A SUBSTITUTE FOR PROOF OF FACTS THAT ARE CONTESTED April 24, 2018
The entire playbook of the banks and servicers consists of one underlying theme: to obtain foreclosures based upon presumptions that are contrary to the facts. GO TO LENDINGLIES to order forms and services Let us help you plan your answers, affirmative defenses, discovery requests and defense narrative: 954-451-1230 or 202-838-6345. Ask for a Consult. You wi […]
Neil Garfield
Hawai’i Appellate Court Strikes at the Root of Fraudulent Foreclosures: HSBC Deutsch and PNC Crash and Burn April 23, 2018
This decision, although not yet for publication, brings us another step closer to exposure to the largest economic crime in human history. Every lawyer should read it more than once in its entirety. It contains the arguments and the narrative for most successful defense strategies against fraudulent foreclosures. Fundamental to understanding why foreclosures […]
Neil Garfield
Lehman to Pay $2.4 Billion out of Bankrupt Estate April 17, 2018
“Lehman’s own documents show it was aware of the widespread problems and deteriorating performance of the loans it had securitized,” with half the loans at one point containing material misrepresentations, the trustees said in a court filing. Editor’s Note: The difference is money — investors have it and borrower’s don’t. So while investors are successfully […]
Neil Garfield
No Surprise: Ocwen & US Bank Hit by $3.8 Million Verdict in Chicago Federal Trial For Violations in Fake Foreclosure April 16, 2018
“The jury, after deliberating for approximately 7 hours, determined that Ocwen breached its contract, violated RESPA for failing to adequately respond to Saccameno’s Qualified Written Request, violated the FDCPA and committed both unfair and deceptive acts in violation of the Illinois Consumer Fraud Act. Monette Saccameno was awarded $500,000.00 in compensa […]
Neil Garfield
Fla 4th DCA Slams Door on “another Ditech loan” in foreclosure claims April 13, 2018
The trial court erred (i.e., it was wrong) when it accepted unfounded hearsay testimony over Defendant’s timely objections. Kudos to Mark Stopa, Esq. Let us help you plan your answers, affirmative defenses, discovery requests and defense narrative: 954-451-1230 or 202-838-6345. Ask for a Consult. You will make things a lot easier on us and yourself […]
Neil Garfield
Tonight — Silent Roles of Fannie Mae and Freddie Mac — Hiding Behind the Obtuse April 12, 2018
How to Withhold Vital Information from Homeowners Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Charles Marshall, Attorney and Bill Paatalo, licensed investigator discuss the moral hazard created by the Government Sponsored Entities (GSEs) banks, the courts and the regulators in allowing “presumpti […]
Neil Garfield
Bank Fraud News: The reason why banks and servicers should receive no presumption of reliability April 12, 2018
The following is but a short sampling supporting the argument that any document coming from the banks and servicers is suspect and unworthy of any legal presumption of authenticity or validity. Judges are looking into self-serving fabricated documentation and coming to the wrong conclusion about the facts. Chase following bank playbook: screw the customer “C […]
Neil Garfield
Adverse Possession vs Cancellation of Instrument and Quiet Title April 11, 2018
In the final analysis, the only way to smoke out the banks on their fraudulent claims as “creditors” or “agents of creditors” is to create a situation where the creditor must be disclosed. In those cases where judges have ruled in discovery or ruled on the right to prepay, subject to identification of the creditor, […]
Neil Garfield
Oregon Strikes Down Hearsay Part of Affidavit April 10, 2018
It’s been the bane of existence for foreclosure defense lawyers. They are presented with affidavits or declarations in which the matters that are asserted are not based on personal knowledge and are hearsay that should be excluded from any evidence considered by the court. These documents are most often offered in motions for summary judgment […]
Neil Garfield
Why Void Assignments are Void Not Voidable April 9, 2018
RATIFICATION OF VOID ASSIGNMENTS IS IMPOSSIBLE AND ABSURD In the wake of the California Supreme Court’s decision in Yvanova and its progeny, the legal community has accepted the unacceptable (and the ridiculous). The bottom line of the decision is that a void assignment can be the basis for a lawsuit for wrongful foreclosure but it cannot […]
Neil Garfield
Discovery in Foreclosure Actions April 9, 2018
Discovery is more complex than lay people realize. There is a lot of work that goes on behind the scenes in court. Our paralegal, Connie Lasco, saw the problems and forwarded the request for service to me for comment. Here is an example of my comments to one homeowner who is defending her home pro […]
Neil Garfield
Tonight 6pm EDT: The New Industry of Fabrication and Theft of Loans April 5, 2018
8 Fraudulent Steps to Ill-gotten Gains Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Charles Marshall, Attorney and Bill Paatalo, licensed investigator discuss the moral hazard created by the banks, the courts and the regulators in allowing “presumptions” to be used even when the […]
Neil Garfield
Why Borrowers Have the Right to Rescind under the Truth In Lending Act April 5, 2018
In my opinion any foreclosure judgment or foreclosure sale that took place after a notice of rescission was sent and delivered is completely void and should be treated the same as a wild deed. This is particularly true in cases where courts have ignored the rescission completely and failed to issue an order effectively vacating […]
Neil Garfield
Securitization and Standing April 2, 2018
Like other decisions establishing the law of the land, the decisions of SCOTUS are often taken as advisory or optional. Nevertheless TILA Rescission and Article III standing have been affirmed by the Court of last resort. Reluctant judges in trial and appellate courts will get their hands slapped one more time but all the bad […]
Neil Garfield
ZeroHedge: It’s Subprime Time! 2008 Part Deux-Coming to a Market near You! March 31, 2018
https://www.zerohedge.com/news/2018-03-30/deja-vu-all-over-again-subprime-mbs-demand-oversubscribed-and-sp-says-risk The stock market is at record highs and people with FICO scores as low as 500 are once again happily obtaining mortgages. Not only that, but these mortgages are once again being securitized and are in demand by yield chasers. All of the elem […]
Neil Garfield
Wells Fargo “Lending” Securities It Didn’t Own March 28, 2018
Translation: WFB was the “custodian” of alleged “mortgage-backed” certificates issued for the benefit of investors who paid billions of dollars for ownership of the certificates. WFB “Loaned” those alleged securities to brokers. The brokers in exchange provided “collateral” the proceeds of which were reinvested by WFB. In short, WFB was laundering the invest […]
Neil Garfield
TILA RESCISSION: The war is NOT over contrary to bank disinformation March 26, 2018
The banks have not asked for an order vacating a TILA RESCISSION because they know that following standard procedure would block them from challenging TILA RESCISSION. This is PROCEDURE vs SUBSTANCE. That is what this has always been about. As more courts continue to “rule” on TILA RESCISSION, getting it wrong every time, the effort […]
Neil Garfield
APPELLATE PRACTICE WITH CHARLES MARSHALL 6PM EDT TONIGHT March 22, 2018
Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays We hardly ever address appellate practice on these pages or the Neil Garfield Show. Tonight Charles Marshall, California Attorney, discusses basic factors on appeal. What is an appeal? When should notice of appeal be filed? What […]
Neil Garfield
FREE Information, Resources and Help with Your Mortgage Loans – Over 13,000,000 Visitors March 22, 2018
GO TO LENDINGLIES to order forms and services Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays About Neil F Garfield Schedule Private Consultation Purchase Services and Products Purchase Seminars Submit Case Interview Form – Receive Customized Recommended Services Q & A – What can […]
Neil Garfield
New Florida Law Sneaks Under the Radar March 21, 2018
BE CAREFUL HOW AND WHEN YOU FILE BANKRUPTCY PETITIONS Governor Scott, admits 30 other bills signed SB 220 into law. You can barely find it using search engines. The law is confusing at best and probably unconstitutional but here it is. The new law makes BKR filings by Petitioner into presumptions in judicial foreclosures […]
Neil Garfield

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