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	<title>Timothymccandless's Weblog</title>
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	<description>foreclosure litigation loan modification predatory lending tila respa class action lost promissory notes injunctions</description>
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		<title>Timothymccandless's Weblog</title>
		<link>http://timothymccandless.wordpress.com</link>
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			<item>
		<title>Bankruptcy Court Wipes Out Mortgage Debt When Servicer Fails to Document Claim</title>
		<link>http://timothymccandless.wordpress.com/2009/10/27/bankruptcy-court-wipes-out-mortgage-debt-when-servicer-fails-to-document-claim/</link>
		<comments>http://timothymccandless.wordpress.com/2009/10/27/bankruptcy-court-wipes-out-mortgage-debt-when-servicer-fails-to-document-claim/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 14:27:58 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[foreclosure defense]]></category>
		<category><![CDATA[foreclosure offense]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/?p=1009</guid>
		<description><![CDATA[
10/26/2009 By: Darrell Delamaide
A federal bankruptcy judge in New York created new uncertainties for mortgage servicers when he expunged a mortgage debt after the servicer could not provide sufficient documentation that it had a claim on the home.
The ruling came earlier this month in bankruptcy court in the Southern District of New York in a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=1009&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Another Kind of Foreclosure Crisis</title>
		<link>http://timothymccandless.wordpress.com/2009/10/11/another-kind-of-foreclosure-crisis/</link>
		<comments>http://timothymccandless.wordpress.com/2009/10/11/another-kind-of-foreclosure-crisis/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 14:42:06 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[I Have a Plan]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/2009/10/11/another-kind-of-foreclosure-crisis/</guid>
		<description><![CDATA[Posted 2 days ago by livinglies on Livinglies&#8217;s Weblog
October 9, 2009
Editorial
The foreclosure crisis is being made substantially worse by a shortage of lawyers for people whose homes are at risk.
According to a new study, an overwhelming number of homeowners who face foreclosure do not have legal help in protecting their rights. As a result, people [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=996&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>The lawyer is not competend to testify</title>
		<link>http://timothymccandless.wordpress.com/2009/10/05/the-lawyer-is-not-competend-to-testify/</link>
		<comments>http://timothymccandless.wordpress.com/2009/10/05/the-lawyer-is-not-competend-to-testify/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 14:40:18 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[I Have a Plan]]></category>
		<category><![CDATA[Predatory Lending]]></category>
		<category><![CDATA[Real Estate Settlement Procedures Act]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[lis pendence]]></category>
		<category><![CDATA[pedatory lending]]></category>
		<category><![CDATA[respa]]></category>
		<category><![CDATA[tila]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[litigation]]></category>
		<category><![CDATA[rescission]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/2009/10/05/the-lawyer-is-not-competend-to-testify/</guid>
		<description><![CDATA[    If the lawyer is not a competent witness with personal knowledge, then he should shut up and sit down.
So you sent a QWR and you know the loan is securitized. The orignating lender says talk to the servicer and the servicer declines to answer all the questions because they didn’t originate [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=993&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>The case is lost when you stip to the commissioner</title>
		<link>http://timothymccandless.wordpress.com/2009/10/02/the-case-is-lost-when-you-stip-to-the-commissioner/</link>
		<comments>http://timothymccandless.wordpress.com/2009/10/02/the-case-is-lost-when-you-stip-to-the-commissioner/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 14:54:32 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[I Have a Plan]]></category>
		<category><![CDATA[Eviction foreclosure]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/2009/10/02/the-case-is-lost-when-you-stip-to-the-commissioner/</guid>
		<description><![CDATA[remember this if you forget everything else you don&#8217;t have to agree to take a commissioner in your eviction case he has thirty or so cases per day and therefore does not have time to listen to your defenses to the foreclosure or that the sale was not dully perfected . He will politely say [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=991&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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		<title>Lawyers that get it</title>
		<link>http://timothymccandless.wordpress.com/2009/09/20/lawyers-that-get-it/</link>
		<comments>http://timothymccandless.wordpress.com/2009/09/20/lawyers-that-get-it/#comments</comments>
		<pubDate>Sun, 20 Sep 2009 14:22:29 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[I Have a Plan]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/2009/09/20/lawyers-that-get-it/</guid>
		<description><![CDATA[lawyers-that-get-it-090909-2
       <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=989&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Another Bad case for MERS Mortgage Electronic Ripoff System !</title>
		<link>http://timothymccandless.wordpress.com/2009/09/19/another-bad-case-for-mers-mortgage-electronic-ripoff-system/</link>
		<comments>http://timothymccandless.wordpress.com/2009/09/19/another-bad-case-for-mers-mortgage-electronic-ripoff-system/#comments</comments>
		<pubDate>Sat, 19 Sep 2009 13:19:56 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[I Have a Plan]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[bubble]]></category>
		<category><![CDATA[CDO]]></category>
		<category><![CDATA[currenc]]></category>
		<category><![CDATA[disclosure]]></category>
		<category><![CDATA[foreclosure defense]]></category>
		<category><![CDATA[foreclosure offense]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Lender Liability]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[rescission]]></category>
		<category><![CDATA[securitization]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/2009/09/19/another-bad-case-for-mers-mortgage-electronic-ripoff-system/</guid>
		<description><![CDATA[Kansas Landmark Decision Annotated 1
Posted 2 days ago by livinglies on Livinglies&#8217;s Weblog
1st Annotation of Landmark v. Kesler:
IN THE SUPREME COURT OF THE STATE OF KANSAS
No. 98,489
LANDMARK NATIONAL BANK,
Plaintiff/Appellee,
v.
BOYD A. KESLER Appellee/Cross-appellant MILLENNIA MORTGAGE CORPORATION, Defendant, (MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AND SOVEREIGN BANK), Appellants/Cross-appellees, and DENNIS BRISTOW AND TONY WOYDZIAK, Intervenors/Appellees.
filed August 28, 2009
“The second mortgage lies at the core of this appeal. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=987&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">timothymccandless</media:title>
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		<title>Foreclosure Victory For Nor Cal Area Homeowner!</title>
		<link>http://timothymccandless.wordpress.com/2009/09/07/foreclosure-victory-for-nor-cal-area-homeowner/</link>
		<comments>http://timothymccandless.wordpress.com/2009/09/07/foreclosure-victory-for-nor-cal-area-homeowner/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 14:17:15 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[2923.5]]></category>
		<category><![CDATA[2923.5 2923.6 2924 2932.5 Audit bankruptcy california California cram down Chapter 13 civil code 2923.5 civil code 2924 Countrywide Cram down Cramdown criminal acts eviction FCRA FDCPA Federal Jurisdi]]></category>
		<category><![CDATA[2923.6]]></category>
		<category><![CDATA[2924]]></category>
		<category><![CDATA[2932.5]]></category>
		<category><![CDATA[California cram down]]></category>
		<category><![CDATA[Predatory Lending]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/?p=985</guid>
		<description><![CDATA[A Sacramento area court ruling against the plaintiff came in an unlawful detainer hearing last Friday. Lenders and servicers are taking notice of the &#8220;sale&#8221; by trustee that was set aside in favor of a loan modification. Submitted by Steve Shafer
February 5, 2009 / Sacramento California &#8211; The Bay Area Superior Court decision and judgment [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=985&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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		<title>SB 94 and its interferance with the practice</title>
		<link>http://timothymccandless.wordpress.com/2009/09/05/sb-94-and-its-violation-of-the-6th-amendment-right-to-counsel/</link>
		<comments>http://timothymccandless.wordpress.com/2009/09/05/sb-94-and-its-violation-of-the-6th-amendment-right-to-counsel/#comments</comments>
		<pubDate>Sun, 06 Sep 2009 02:05:29 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[2923.5]]></category>
		<category><![CDATA[2923.6]]></category>
		<category><![CDATA[2924]]></category>
		<category><![CDATA[Cramdown]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[I Have a Plan]]></category>
		<category><![CDATA[Lender Class action]]></category>
		<category><![CDATA[Loan Audit]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[Predatory Lending]]></category>
		<category><![CDATA[Real Estate Settlement Procedures Act]]></category>
		<category><![CDATA[United First]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[lis pendence]]></category>
		<category><![CDATA[mortgage meltdown]]></category>
		<category><![CDATA[pedatory lending]]></category>
		<category><![CDATA[respa]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[tila]]></category>
		<category><![CDATA[truth in lending]]></category>
		<category><![CDATA[usury]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[brad keiser]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[depression]]></category>
		<category><![CDATA[FDG]]></category>
		<category><![CDATA[Federal Bailout]]></category>
		<category><![CDATA[foreclosure defense]]></category>
		<category><![CDATA[Foreclosure Defense Group]]></category>
		<category><![CDATA[foreclosure offense]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[lawyers]]></category>
		<category><![CDATA[Lender Liability]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[LOAN MODIFICATION]]></category>
		<category><![CDATA[lost note]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[quiet title]]></category>
		<category><![CDATA[Recoupment]]></category>
		<category><![CDATA[rescission]]></category>
		<category><![CDATA[RICO]]></category>
		<category><![CDATA[TILA audit]]></category>
		<category><![CDATA[truth in lending  	 Audit]]></category>

		<guid isPermaLink="false">http://timothymccandless.wordpress.com/2009/09/05/sb-94-and-its-violation-of-the-6th-amendment-right-to-counsel/</guid>
		<description><![CDATA[CA SB 94 on Lawyers &#38; Loan Modifications Passes Assembly… 62-10
The California Assembly has passed Senate Bill 94, a bill that seeks to protect homeowners from loan modification scammers, but could end up having the unintended consequence of eliminating a homeowner’s ability to retain an attorney to help them save their home from foreclosure.
The bill, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=983&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>3</slash:comments>
	
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		<title>Don&#8217;t get HAMP ED out of your home!</title>
		<link>http://timothymccandless.wordpress.com/2009/09/05/dont-get-hamp-ed-out-of-your-home/</link>
		<comments>http://timothymccandless.wordpress.com/2009/09/05/dont-get-hamp-ed-out-of-your-home/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 16:40:23 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[2923.5]]></category>
		<category><![CDATA[2923.6]]></category>
		<category><![CDATA[2924]]></category>
		<category><![CDATA[Cramdown]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[I Have a Plan]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[Predatory Lending]]></category>
		<category><![CDATA[Real Estate Settlement Procedures Act]]></category>
		<category><![CDATA[Recoupment]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[lis pendence]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[tila]]></category>
		<category><![CDATA[truth in lending]]></category>
		<category><![CDATA[Audit]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[brad keiser]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[depression]]></category>
		<category><![CDATA[FDG]]></category>
		<category><![CDATA[Federal Bailout]]></category>
		<category><![CDATA[foreclosure defense]]></category>
		<category><![CDATA[Foreclosure Defense Group]]></category>
		<category><![CDATA[foreclosure offense]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[lawyers]]></category>
		<category><![CDATA[Lender Liability]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[LOAN MODIFICATION]]></category>
		<category><![CDATA[lost note]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[quiet title]]></category>
		<category><![CDATA[rescission]]></category>
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		<guid isPermaLink="false">http://timothymccandless.wordpress.com/2009/09/05/dont-get-hamp-ed-out-of-your-home/</guid>
		<description><![CDATA[By Walter Hackett, Esq.
The federal government has trumpeted its Home Affordable Modification Program or “HAMP” solution as THE solution to runaway foreclosures – few things could be further from the truth.  Under HAMP a homeowner will be offered a “workout” that can result in the homeowner being “worked out” of his or her home. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=979&subd=timothymccandless&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>A ‘Little Judge’ Who Rejects Foreclosures, Brooklyn Style</title>
		<link>http://timothymccandless.wordpress.com/2009/09/02/a-%e2%80%98little-judge%e2%80%99-who-rejects-foreclosures-brooklyn-style/</link>
		<comments>http://timothymccandless.wordpress.com/2009/09/02/a-%e2%80%98little-judge%e2%80%99-who-rejects-foreclosures-brooklyn-style/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 13:36:58 +0000</pubDate>
		<dc:creator>timothymccandless</dc:creator>
				<category><![CDATA[2924]]></category>
		<category><![CDATA[Cramdown]]></category>
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		<description><![CDATA[By Michael Powell – NY Times – 8/30/09
The judge waves you into his chambers in the State Supreme Court building in Brooklyn, past the caveat taped to his wall — “Be sure brain in gear before engaging mouth” — and into his inner office, where foreclosure motions are piled high enough to form a minor [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=timothymccandless.wordpress.com&blog=4695293&post=978&subd=timothymccandless&ref=&feed=1" />]]></description>
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